Long Term Care Insurance
Because neither medical insurance nor Medicare is primarily designed to pay for long-term care services, long-term care insurance can help provide a way for you to pay for this care.
Long-term care insurance can help you retain assets set aside for retirement and can help you remain independent by providing
the money to allow you to decide where and how your care will be provided.
Jim Toman Insurance in Tyler, TX, provides Long Term Care Insurance through MetLife.
Frequently Asked Questions about Long Term Care Insurance
Where can I receive long-term care services?
What are Activities of Daily Living (ADLs)?
What is the cost of long-term care services?
How are long-term care services paid?
Who could benefit from purchasing long-term care insurance?
What is the right age to purchase long-term care insurance?
Is there anyone who should not purchase long-term care insurance?
What is the cost of a long-term care insurance policy based on?
What decisions do I need to make?
How much coverage is right for me?
What is the difference between “Reimbursement,” “Indemnity,” and “Disability” type policies?
What is a “Tax Qualified” policy?
How long can I expect to need coverage?
How do I become eligible to receive benefits?
Who determines when I am eligible for benefits?
What happens to my benefits if I stop paying my premium?
What is a “return of premium on death” benefit?